For microschools & homeschool co-ops

Know where your school stands — without spreadsheets.

Microschool Ledger handles tuition billing, sibling discounts, Florida Step-Up scholarship credits, family collections, and parent account access in one warm, purpose-built system — so you can spend your time teaching, not chasing invoices.

Built by The Grow Co-op in Boca Raton, Florida. In active production since 2024.  ·  See pricing
Morning briefing
On track
Financial health

You're on track for a $4,200 surplus this year.

Collections are steady, Step-Up credits are posting cleanly, and only two families need a follow-up this week.

Collected so far
$84,320
78% of projected tuition collected across direct payments and Step-Up.
Parent portal
24
Families can check balances and print invoices without emailing your admin.
Rivera family Balance due $620 • Last payment 18 days ago
Portal active
Morris family Awaiting Step-Up credit for Film Workshop invoice
Step-Up
Patel family Paid in full this month with direct payment + scholarship credit
Stripe
10+ hours backReduce monthly admin work and stop rebuilding the same invoices by hand.
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Two payment streams, one balanceDirect payments and Step-Up credits reconcile in the same family ledger.
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Parent self-serviceFamilies can check balances, payment history, and invoices on their own.
☁️
No servers. Nightly backups.Runs in a browser with automatic nightly backups and one-click restore — no IT required.
Why generic tools fail

Your school doesn't operate like a dentist's office or a tutoring business.

Most billing tools assume one customer, one invoice, one payment stream. Microschools and co-ops are messier — and much more human.

You bill families, not students

The paying relationship is with the family, but the services are delivered to individual students across different programs with sibling discount rules.

Direct payments and scholarships collide

A family might pay by check while Florida Step-Up sends a separate disbursement days later. Both need to land against the same balance without manual guesswork.

Your school year doesn't match the calendar year

Deposits for next year can arrive while you're still collecting this year’s monthly tuition. General-purpose accounting tools don’t understand that overlap.

Your administrator is also your teacher

You don’t have a billing department. You need a system that feels calm, clear, and usable between classes — not enterprise software that adds more cognitive load.

Florida Step-Up

What used to take hours now takes minutes.

Paste the provider portal export directly into Microschool Ledger. Payments match by student sequence number, scholarship credits land on the right family, and re-imports stay clean.

  1. 1
    Export payment history from the Step-Up portalNo column mapping, no file conversion, no cleanup project first.
  2. 2
    Paste it into Microschool LedgerThe import flow reads the tab-delimited export directly and filters to paid records.
  3. 3
    Match payments by student sequence numberNot by fragile name matching — by the actual field that matters.
  4. 4
    Auto-attribute by program and deduplicate on re-importSo the same disbursement doesn’t get counted twice and missing program data can be backfilled.

Family statement preview

Itemized charges, direct payments, scholarship credits, and a clear balance — all in one printable view.

$9,600Total charged
$7,980Total paid
$1,620Balance due
Description
Method
Date
Amount
Core Program — Maya Rivera
Step-Up
Mar 12
$533
Film Workshop — Maya Rivera
Step-Up
Mar 12
$125
Monthly tuition payment
Stripe
Mar 05
$400
Family portal invoice access
Portal
Anytime
Self-serve
Financial clarity

This isn't just billing software. It helps you know where your school stands.

Microschool Ledger replaces spreadsheets, yes — but the bigger win is confidence. You can see what families owe, what’s been collected, how scholarship credits are affecting the year, and whether your school is on track.

For the school

See the whole billing lifecycle in one place, from enrollment and charge generation to collections and year-end reporting.

  • Action-oriented home dashboard with overdue follow-up built in
  • Automatic monthly charge schedules based on enrollment and payment plan
  • Collections sorted by balance, with statement and payment shortcuts
  • Full P&L and expense tracking as your school grows

For families

Parents stop emailing “What do I owe?” because they can check their own balances, payments, and invoices whenever they need to.

  • Passwordless family portal access
  • Self-serve invoice and payment history by school year
  • Clear visibility into direct payments and scholarship credits
  • A calmer relationship between admin work and family communication
Family portal

Give families clarity without creating more admin work.

The Microschool Ledger Family Portal gives parents a calm, self-service view of tuition, payments, invoices, and enrollments. It removes a whole category of repetitive admin emails and helps families feel informed instead of uncertain.

Parents can check their balance, review what each student is enrolled in, and pull up an invoice on their own — without creating data-entry risk or forcing your staff into the middle of every question.

“The portal eliminates the category of emails that ask, ‘What do I owe?’ or ‘Can you resend our invoice?’ Parents can check for themselves.” Read-only by design. Clear for families. Safer for your school.
The Grow Co-op Family Portal
family@example.com

Rivera Family

2 students • 2025–2026
Invoice
Account summary • 2025–2026
$12,400
Total Tuition
$7,180
Paid
$5,220
Balance Due
58% paid
Overview
Enrollments
Payment History
🎓 Maya Rivera • Grade 4
Tue/Wed Program
$8,000 / year
Film Workshop
$1,200 / year
🎓 Lucas Rivera • Grade 2
Tue/Wed Program
$3,200 / year
Families can see total tuition, what they’ve paid, what’s still due, and what each student is enrolled in — without needing a custom email from your school every time they have a question.
What’s inside

Built around the actual workflow of a small school.

Every part of Microschool Ledger is designed for the annual rhythm of a microschool or homeschool co-op — not bolted on from software made for a completely different business.

👨‍👩‍👧‍👦

Families & students

Health indicators, smart status badges, sibling order, student sequence numbers, and family-level billing relationships.

  • Searchable family directory
  • Sibling discount rules by program
  • Portal access indicator on family cards
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Enrollment & tuition

Guided enrollment flow with automatic charge generation, deposits, payment plans, and support for overlapping school years.

  • Family → student → program → year workflow
  • Configurable payment plans and deposits
  • Applied-year handling during the spring overlap
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Payments & imports

Manual payment entry, Stripe imports, Step-Up scholarship credits, and bank transaction imports that don’t require cleanup marathons.

  • Gross and net tracking for Stripe
  • Safe re-import behavior for Step-Up
  • Month-level allocation when needed
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Collections & statements

One-click family statements, automated overdue reminders with an admin-review queue, and a clear view of who needs attention this month.

  • Highest-balance-first collections view
  • Automated reminders — admin approves before any email sends
  • Printable statements with per-charge invoice numbers
🌐

Family portal

A read-only self-service portal that lets parents see balances, enrollments, payment history, and invoices on their own.

  • Passwordless sign-in flow
  • Multi-year account view
  • Invoice access without admin intervention
📈

Reporting & financial health

Revenue, expenses, and year-to-date context that help you move from reactive bookkeeping to confident decisions.

  • P&L and budget tracking
  • Program and school-year filters
  • Cash flow view: expected vs. collected by month
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Flat charges & elective fees

Semester fees, workshop charges, and materials fees — alongside tuition, in the same invoice.

Not every school runs on annual tuition. Add a $300 Writing Workshop fee, a $50 registration charge, or a $150 materials bill for any student. Flat charges and enrollment-based tuition both appear on the same family statement, reconcile to the same balance, and show up in the family portal.

  • Per-student or family-level charges with due dates and categories
  • Flat charges and annual tuition coexist — no separate reconciliation needed
  • Built for enrichment providers, elective instructors, and hybrid programs
54% of Florida's 2,921 Step-Up providers charge flat semester fees. Microschool Ledger handles both billing models simultaneously.
Pricing

Start where you are. Add more as your school grows.

Every plan includes the core billing engine: family records, enrollments, manual payments, collections, statements, Step-Up import, and the home dashboard.

Essentials

Replace the spreadsheet

$49/ month
  • Families, students, and enrollments
  • Manual payments and imports
  • Collections dashboard and statements
  • Florida Step-Up import included
  • Home dashboard and audit log

Pro

Full financial intelligence

$199/ month
  • Everything in Standard
  • Full P&L and expense tracking
  • Budget vs. actual reporting
  • Program attribution audit tools
  • Financial health dashboard

Most schools replace a stack of tools and manual admin time that easily adds up to hundreds of dollars a month. For Florida schools, Step-Up reconciliation alone can save hours every billing cycle.

Founding Partner Program · 5 spots available

Your first 90 days are free.

The first five schools to get started pay nothing for 90 days — no monthly fee, no onboarding fee. After that, choose the plan that fits, starting at $49/month. What we ask in return: a few honest feedback calls as we build together.

Request a demo
Resources

Helpful reads for operators doing this work in real life.

Educational, practical resources that reflect how microschools and co-ops actually manage tuition, scholarship payments, family communication, and parent visibility.

Guide

How Florida Step-Up actually works for co-ops

A plain-language guide to the administrative side of Step-Up: payment flow, exports, invoice timing, and the common places things get messy.

Read the guide
Article

What to look for in billing software for your co-op

An honest breakdown of the must-haves, the nice-to-haves, and the red flags when you’re evaluating tools for a family-based program.

Read the article
Brochure

See the full product overview

A concise look at the platform, pricing tiers, family portal, and the workflow Microschool Ledger supports throughout the year.

View brochure
One-pager

Platform overview

A fast, visual summary of what Microschool Ledger does, who it’s for, and why it feels different from generic billing tools.

View one-pager
One-pager

Family portal overview

A simple visual explainer for the parent portal and how it reduces repetitive questions while improving trust and clarity.

View one-pager
Story

Built in a real microschool

Microschool Ledger was developed at The Grow Co-op and shaped by real families, real payments, and real operational constraints.

See how it works
FAQ

Common questions, answered

Step-Up handling, parent portal access, passwordless login, data ownership, onboarding — the things schools ask before they get started.

Read the FAQ
Get started

Ready to replace the spreadsheet — and feel more in control of your year?

We’ll start with a short conversation about your school, your programs, and how you’re handling tuition today. Then we can show you exactly how Microschool Ledger would fit.

  • Built by a real microschool operator, not a generic software team
  • Best fit for microschools, homeschool co-ops, and hybrid programs
  • Especially strong for Florida schools using Step-Up scholarships

Request a demo

Tell us a little about your school and we’ll follow up personally.

Prefer email? Reach us directly at info@microschoolledger.com.